Canada Pension Plan · Old Age Security
CPP Payment Dates 2026
Every Canada Pension Plan payment date for 2026, plus the maximum and average CPP amounts. OAS is paid the same day.
Official 2026 rates, verified October 9, 2026
2026 CPP payment dates
| Month | Payment date | Day |
|---|---|---|
| January | January 28, 2026 | Wednesday |
| February | February 25, 2026 | Wednesday |
| March | March 27, 2026 | Friday |
| April | April 28, 2026 | Tuesday |
| May | May 27, 2026 | Wednesday |
| June | June 26, 2026 | Friday |
| July | July 29, 2026 | Wednesday |
| August | August 27, 2026 | Thursday |
| September | September 25, 2026 | Friday |
| October | October 28, 2026 | Wednesday |
| November | November 26, 2026 | Thursday |
| December | December 22, 2026 | Tuesday |
These dates also apply to Old Age Security, the Guaranteed Income Supplement, and CPP disability, survivor and children's benefits.
How much is CPP in 2026?
| CPP retirement pension | Per month |
|---|---|
| Maximum at age 65 (new pension, January 2026) | $1,507.65 |
| Average at age 65 (new pension, July 2026) | $858.34 |
Your amount depends on how much and how long you contributed, and when you start. Taking CPP at 60 cuts it by 36%; waiting until 70 raises it by 42%. Use the CPP pension calculator to compare.
Good to know
CPP is taxable income. Tax is not withheld unless you ask Service Canada to deduct it, so many retirees owe at tax time. CPP is indexed to inflation every January.
Frequently asked questions
When is the next CPP payment?
The remaining 2026 CPP payment dates are October 28, November 26 and December 22. CPP is paid once a month, usually in the last three business days of the month.
Are CPP and OAS paid on the same day?
Yes. Service Canada pays the Canada Pension Plan and Old Age Security on the same date each month, along with the Guaranteed Income Supplement.
Why is the December CPP payment early?
December payments are made before the holidays, so the December 2026 payment arrives on December 22.
What is the maximum CPP payment in 2026?
$1,507.65 a month for a new retirement pension starting at age 65 in January 2026. The average new pension at 65 was $858.34 a month in July 2026. Most people get less than the maximum, because it requires maximum contributions for about 39 years.
What should I do if my CPP payment is late?
Allow a few business days for the deposit to appear, especially if your bank is closed for a holiday. If it still hasn't arrived, contact Service Canada. Direct deposit is the fastest and most reliable way to be paid.
Other payment dates
All rates and amounts on this page are taken from official government sources, including the Canada Revenue Agency, Revenu Québec and provincial and territorial finance ministries. Last verified October 9, 2026.