Closing costs · first-time buyer rebates
Land Transfer Tax Calculator 2026
Calculate land transfer tax on a home purchase in Ontario, Toronto, BC, Quebec, Montreal or Manitoba, including first-time buyer rebates.
Official 2026 rates, verified October 9, 2026
Land transfer tax at common prices
| Price | Ontario | Toronto | BC | Montreal | Manitoba |
|---|---|---|---|---|---|
| $300,000 | $2,975 | $5,950 | $4,000 | $2,686 | $3,650 |
| $500,000 | $6,475 | $12,950 | $8,000 | $5,610 | $7,650 |
| $750,000 | $11,475 | $22,950 | $13,000 | $10,349 | $12,650 |
| $1,000,000 | $16,475 | $32,950 | $18,000 | $15,349 | $17,650 |
| $1,250,000 | $21,475 | $42,950 | $23,000 | $21,076 | $22,650 |
| $1,500,000 | $26,475 | $52,950 | $28,000 | $27,326 | $27,650 |
| $2,000,000 | $36,475 | $72,950 | $38,000 | $39,826 | $37,650 |
Before first-time buyer rebates. Toronto includes both the Ontario and municipal taxes.
Land transfer tax in other provinces
Alberta and Saskatchewan don't have a land transfer tax; buyers pay smaller land titles registration fees instead. New Brunswick, PEI and Nova Scotia charge property or deed transfer taxes, in Nova Scotia set by each municipality. Check your provincial land registry for exact fees.
Frequently asked questions
How is land transfer tax calculated?
It's charged in brackets on the purchase price, like income tax. In Ontario, for example, it's 0.5% on the first $55,000, 1% up to $250,000, 1.5% up to $400,000, 2% up to $2 million and 2.5% above that for homes.
Which provinces have no land transfer tax?
Alberta and Saskatchewan. Buyers there pay only land titles registration fees, which are much lower.
Do first-time buyers pay land transfer tax?
They get rebates in Ontario (up to $4,000), Toronto (up to $4,475) and BC (full exemption on homes up to $835,000). Quebec and Manitoba have no province-wide first-time buyer rebate.
When is land transfer tax paid?
On closing, when the transfer is registered. Your lawyer or notary collects it and pays it on your behalf. You can't add it to your mortgage.
Other land transfer tax calculators
All rates and amounts on this page are taken from official government sources, including the Canada Revenue Agency, Revenu Québec and provincial and territorial finance ministries. Last verified October 9, 2026.